Cookie Policy

Cookies are small text files that websites store on your device when you visit them. Think of them as digital breadcrumbs that help websites remember your preferences and improve your experience. At ubigewiotop, we use various tracking technologies including cookies, web beacons, and similar tools to enhance your budgeting journey.

These technologies work behind the scenes to remember your login status, preferred currency settings, and dashboard customizations. When you return to ubigewiotop.sbs, cookies help us recognize you and restore your personalized experience instantly.

Beyond cookies, we also use web beacons (tiny invisible images) and local storage technologies. These work together to create a seamless experience across all your devices and sessions.

We retain cookie data for different periods depending on their purpose and type. Session cookies are automatically deleted when you close your browser, while persistent cookies remain until their expiration date or until you manually delete them.

Essential cookies for login and security are kept for the duration of your session. Functional cookies that store your preferences typically last for one year, giving you consistent experience across visits while allowing for natural preference updates.

Analytics cookies are retained for up to two years to help us understand long-term usage patterns and platform improvements. Marketing cookies generally expire after one year, ensuring that targeting remains relevant and current.

All cookie data is encrypted during transmission and storage. We implement industry-standard security measures to protect your information, including secure server configurations and regular security audits of our tracking systems.

ubigewiotop works with trusted third-party services to provide comprehensive budgeting tools and analytics. These partners may set their own cookies when you use our platform, particularly for features like payment processing, customer support chat, and usage analytics.

Our payment processors use cookies to secure transactions and prevent fraud. These cookies are essential for processing your subscription payments and ensuring transaction security. Customer support tools may use cookies to maintain conversation history and improve service quality.

We carefully select third-party partners who maintain high privacy standards and provide clear information about their data practices. Each partner's cookie usage is governed by their own privacy policies, which we encourage you to review.

We may update this cookie policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through your account dashboard or via email, depending on the nature of the updates.

We encourage you to review this policy regularly to stay informed about how we use cookies and tracking technologies. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.

Continued use of ubigewiotop.sbs after policy updates constitutes acceptance of the revised terms. If you disagree with any changes, you can adjust your cookie preferences or contact us to discuss your concerns.